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Does it make sense to buy a home, or am I better off renting. Input your scenario into the
Rent vs. Buy Spreadsheet Calculator to see under what assumptions is buying the right answer.

Compare loan options with my Loan Comparison Spreadsheet

Easily Calculate cash flow on investment properties, with my Real Estate Investment Analysis Spreadsheet (beta release-send me your feedback).

Welcome to SMA Financing. We are a full service California Licensed Mortgage Brokerage based in Fremont, California. We are committed to Taking You Forward, which means we always take your interest first. 100% of our business comes from referrals from past clients. Buying a home is a major financial decision and people want to work with someone they can trust not only in delivering the loan program they desire but helping them understand what the best program would be for them. In 2005 our excellence in service paid off when when our broker, Sunil Sethi won the award for best mortgage broker in the Fremont, Newark, and Union City areas by the readers of the Argus.

Call (510) 793-8600 to arrange a meeting with one of our highly qualified agents.

Taking You Forward

Cities served: Fremont, Newark, Union City, Oakland, Pleasanton, Diamond Bar, Temecula, San Diego, Hayward, Los Angles, La Jolla, Sacramento, Fullerton, San Francisco, Brisbane, Menlo Park, San Jose, Sunnyvale, Milpitas, Sherman Oaks, Tracy, Livermore, Dublin, Castro Valley, Pomona, Walnut Creek, Berkeley, San Leandro, Milbrae, Petaluma, Ontario, Marin, Manhattan Beach, San Mateo, San Ramon, Fremont, Newark, Union City.

Fremont based, Realtor, Mortgage Broker, MBA, CPA
SMA Financing is a California Licensed Mortgage Broker (License #01173766)

(c) 2003-2006 all rights reserved, Sunil Sethi.